2024-2025 Benefits Open Enrollment
Open Enrollment runs May 1 - May 20
Your Medical, Dental, Vision and Voluntary enrollments will automatically renew. Every staff member who regularly works 20+ hrs per week is asked to review their benefits coverage and re-enroll in flexible spending accounts
The benefit period is June 1, 2024 - May 31, 2025
What's new? Medical, Dental and vision plans are staying the same, but your premium may be increasing modestly.
Informed by our REI Action Plan, we will continue to…
- Tier the amount staff pay in their premiums based on annual pay in three categories: (a) under $60k, (b) $60k-$99k and (c) $100k+.
- Pay over 82% of employee premium costs; absorbing most of the cost increase as we have for over five year.
Overall, staff will continue to pay nearly 16% of their medical premium, 15% of their dental premium and nothing for their vision premium.
- Across all medical plans and tiers, Premiums for employees who make under $60k will stay the same.
Modest premium increases
- Employee deductions will increase by 3% for those making from $60k - $99k
- Employee deductions will increase by 5% for those making $100k+
Re-named PPO Plan (known as HealthyBlue Advantage)
- Plan name change to BlueChoice Advantage
See more specific information in the benefits booklet below and join one of the Q&A sessions that explains our benefits in detail.
Follow three easy steps to get the healthcare-related coverage you need.
STEP 1: Read up!
Review these materials to help you choose the plans that are right for you.
2024-2025 Benefits Summary Booklet
2024 -2025 Benefits Summary Booklet (Spanish)
Coming soon:
Recorded Info Sessions
Carefirst Medical Summary of Plan Benefits |
guardian OPTIONAL insurances |
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carefirst Dental Summary of Plan Benefits |
Flexible Spending AccountS |
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| BlueDHMO | Dependent Care FSA Guide l Allowable Expenses | ||
| BlueDental Plus (PPO) | Medical Care FSA Guide l Allowable Medical Expenses | ||
carefirst Vision summary of benefits |
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| BlueVision Plus | |||
STEP 2: Update your contact information & beneficiaries in ADP
- Make sure your W2 and retirement statements go to the right home and that we know who to call in case of an emergency! Within ADP, simply click on: Myself>My Information>Profile
- Update your beneficiaries across your insurance and retirement plans, including agency-sponsored life and disability insurance, too. Within ADP, go to: Myself>Personal Information>Dependents & Beneficiaries.
STEP 3: Enroll through ADP or the ADP Mobile app
- Use this step-by-step guide to elect (or waive) your benefits in ADP by MAY 20.
- Medical, Dental and Vision Plans will automatically renew. But you must re-enroll in Flexible Spending Accounts
- If you are having trouble accessing ADP, please follow three simple steps
- If you've been locked out of your ADP account, contact HR Director Rachelle Adams
Education Sessions for You
To learn more about benefit options and dive into the details of our plans, join one of the info sessions below. Our broker representative Amber Hill from AleraGroup will be on hand to answer your questions.
Join the info sessions on the date that works best for you:
- Thursday, 5/2– 12:30 - 1:30 pm
- Thursday, 5/9 – 1-2:30 p.m
- Friday, 5/17 – 12:30 - 1:30 p.m
Have specific questions or concerns about your situation? Reach out to our AleraGroup broker representative Amber Hill at amber.hill@aleragroup. Or email Director of HR Rachelle Adams at radams@hchmd.org.
Be sure to complete your benefits selection by Monday, May 20!